HAYDAROV, O. Transformatsiya jarayonida innovatsion bank xizmatlarini rivojlantirish yo‘llari. Journal of Research and Development , [S. l.], v. 2, n. 12, p. 67–74, 2025. Disponível em: https://imfaktor.com/tjrd/article/view/2006. Acesso em: 30 apr. 2026.